Credit Score
Your score, beautifully clear.
This is a live preview of the Creditxoxo member score dashboard, filled with sample data so you can feel the experience.
Demo Financial Profile
735
Good
+18 points
VantageScore 3.0 · Updated Jun 14, 2026 · Sample
Score History
▲ 67 pts in 12 monthsScore Factors
What's shaping your demo score right now.
Payment History
Excellent
99% on-timeHigh impact
Credit Utilization
Good
21% of limits usedHigh impact
Credit Age
Good
6 yrs 4 mos averageMedium impact
Credit Mix
Good
4 account typesLow impact
Hard Inquiries
Fair
2 in last 12 monthsLow impact
Payment History
99%
on-time payments across all accounts
Credit Utilization
21%
of available revolving credit in use
Credit Age
6y 4m
average age across 8 accounts
Credit Mix
4 types
cards, auto, student and retail
Hard Inquiries
2
in the last 12 months
Tip
Paying revolving balances before the statement closes can lower reported utilization.