Credit Monitoring

We watch your credit,so you can live your life.

Always-on 3-bureau monitoring that turns changes into clear, calm notifications — never jargon or panic.

Score Tracking

Watch your VantageScore move month over month across all three bureaus.

Account Changes

Status changes, limit updates and new payment activity on every tradeline.

Balance Updates

Balance increases and decreases so utilization never surprises you.

Inquiry Alerts

Every hard inquiry, the moment it appears on a report.

New Account Alerts

Instant flags when a new account is opened in your name.

Identity Alerts

Monitoring for personal information changes and suspicious activity.

Changes detected, explained simply

Here's what a real monitoring feed feels like — with sample events from a demo profile.

See the full alerts experience

Score increased 12 points

Score tracking

Your TransUnion score moved from 729 to 741.

Jun 14, 2026 · Sample

Credit card balance decreased

Balance update

Sapphire Demo Rewards Card balance dropped by $480.

Jun 09, 2026 · Sample

Payment reported

Account change

Demo Auto Finance reported an on-time payment.

May 30, 2026 · Sample

New inquiry detected

Inquiry alert

A hard inquiry from Demo Auto Lender appeared on Experian.

May 22, 2026 · Sample

No identity threats found

Identity alert

Your monitored personal information looks safe.

May 12, 2026 · Sample